Intro

BONUZ TECHNOLOGY DMCC (“Bonuz” or “we”) welcomes you, our user (“you”). References to “you” also mean the legal entity on whose behalf you act.

We provide you with access to our mobile application “Bonuz Social Smart Wallet” (“App”) subject to the terms and conditions of these Terms of Use (“Terms”). Please, read them fully and carefully.

Our Privacy Notice describes our collection and use of personal data connected to your access to and use of the App.

By installing the App, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree with these Terms, you are not permitted to and must discontinue accessing and delete the App.

If you have any questions or comments about these Terms of Use of the App, please contact us.

Entire Agreement

In brief:

• This is an agreement between us and users of the App.

• By accessing the App, you agree to comply with these Terms and applicable laws and regulations.

• You have to have full legal capacity to use the App.

These Terms and Privacy Notice constitute the entire legally binding agreement between us and our users.

By installing the App, you declare and confirm that:

• you have read, understand, and have the legal capacity to, and with this agree to be legally bound by and to comply with these Terms in full;

• pursuant to the laws of your jurisdiction, you have the full legal capacity and are eligible to enter into binding contracts and have no legal restriction to access or use the App (otherwise, you can access and use the App exclusively under the supervision of a parent or guardian);

• you grant Bonuz all permissions and licenses, where applicable, under these Terms;

• you shall continuously comply with these Terms and all applicable laws and regulations each time you access or use the App.

If you use the App as a business representative, you further certify that you are eligible to legally bind the represented legal entity, grant us all permissions and licenses under these Terms, and disclose information about that legal entity.

Account

In brief:

• You may be required to create an Account for the use of some functionality of the App.

• You shall pass the verification and provide information and documents if so requested.

• You are solely responsible for your Account credentials and for any and all uses of your Account.

• To delete the Account you may use the relevant functionality in the Account’s settings menu.

You may be required to create a personalized account (“Account”) for the use of some functionality of the App.

Sign-Up

You may create the Account by providing your email address or signing up through third-party accounts, for example, Google or Apple.

Please note, that your use of such third-party accounts is subject to their legal and privacy documents, while the creation of the Account is made via the third-party service – Web3auth.

Verification

As part of the registration process, at the request of Bonuz or our authorized service providers, you must provide the requestor with the requested information and documents and verify your identity, including, for the anti-money laundering measures, detecting terrorist financing, fraud, or any other violations, and permit the requestor to keep a record of such information.

You will need to complete certain verification procedures before you are permitted to start using the App. The failure to comply with the verification requirements (including, untimely or incomplete provision of requested information or documents) leads to the unavailability to use the App.

You acknowledge that Bonuz or our authorized service providers are entitled to request some information from you to update the records, comply with the applicable laws and regulations, or follow our own policies. The failure to comply with the requirements on the provision of the requested information or documents (including, untimely or incomplete provision of requested information or documents) leads to the unavailability to use the App, in particular, termination of the Account etc.

Use of Account

You must not transfer or assign your Account to someone else. Your responsibility is to ensure that your use of the App and Account does not contravene these Terms, applicable laws, or rules, or regulations.

You are solely responsible for the safekeeping and security of your Account credentials and for any and all uses of your Account, whether or not you authorized them. You are prohibited from attempting to access a server or an account that you are not authorized to use.

Account Problems

Please notify us immediately if you know or have any reason to suspect that someone has gained access to your Account without your authorisation.

If you have lost a password to your Account, press the “Recover Your Account” Forgot your password?” on our login page and follow the instructions. You may also contact us, and we may help you to the extent technically possible.

PLEASE NOTE THAT YOU ACKNOWLEDGE THAT WE CANNOT RECOVER PASSWORDS OR UNLOCK ACCOUNT INFORMATION THAT IS STORED IN THE APP IN ANY CIRCUMSTANCES, AND IT IS YOUR SOLE RESPONSIBILITY TO TAKE ALL REASONABLE PRECAUTIONS TO SECURE AND BACK UP THE INFORMATION STORED IN THE APP. ALSO, WE CAN NOT RECOVER PASSWORDS USED TO LOG INTO THE APP VIA ANY SOCIAL MEDIA OR ANY OTHER THIRD-PARTY PROVIDER.

Account Deletion

To irreversibly delete your Bonuz Account and personal data, you can press “Delete Account” in the “Personal Data” section of the Account’s settings menu.

Please note that if you or we delete your Bonuz Account, all of your Account information and your User Content will be deleted and removed from our database.

Also, if we disable access to your Bonuz Account in accordance with the Terms (for example, if you violate the Terms), you may be prevented from accessing the App. Your wallet and digital assets on the other hand will remain on the blockchain managed by our third-party providers. You can recover your wallet through web3auth openlogin and through Biconomy.

Devices

You must equip yourself with the device (-s) and technical ability necessary to connect to and use the App. You are solely responsible for any fees, including Internet connection or mobile fees, that you incur when accessing or using the App.

You are solely responsible for the security of the device on which the App is installed, including ensuring that you keep anti-virus software current and otherwise protect the device on which the software is installed against malware.

WE ARE NOT RESPONSIBLE FOR ANY LOSS OR DAMAGES – INCLUDING LOSS OF FUNDS OR LOCKOUT FROM ACCOUNTS ACCESSED VIA THE APP – RESULTING FROM YOUR FAILURE TO KEEP THE DEVICE ON WHICH THE APP IS INSTALLED SAFE AND FREE OF ANY MALWARE.

Use License

In brief:

• By installing the App, you acquire a limited set of features.

• We may charge the fees when you transact using the App.

• Subject to your continuous compliance with these Terms, we grant you a license to access and use the App.

The App is compatible with iOS and Android and is available for free download.

Free Use

By installing the App, you acquire a free-of-charge license to use the App with a limited set of features as may be provided or canceled by Bonuz.

Fees and Payment Terms

Please be aware that we may charge the fees when you transact using the App. By using the App you agree to pay all fees applicable.

You can find a description of the way fees are calculated following the link. We reserve the right to adjust the pricing and fees we charge and any applicable waivers at any time. You will be notified of the transaction and the fees and charges applied.

We notify you of the final price of each transaction, inclusive of pricing and fees, when you authorize the transaction and in each receipt, we issue to you.

Please, note that the network fees (e.g. gas fees or validator fees, etc.) may be additionally charged during the transaction. These fees may depend on which action you perform. In general, these fees are charged by third-party providers and not by Bonuz. You will be notified of these fees at or before the time you authorize the transaction. We may charge network fees (gas fees) to process a transaction on your behalf. We will calculate the network fee at our discretion, and notify you of the network fee at or before the time you authorize the transaction.

We are not liable for any bank fees and other financial services fees that may be charged by third parties if so directly or indirectly related to the use of the AppBank fees and other financial services charged to Bonuz that may be netted out of transfers to or from Bonuz. You are responsible for paying any additional fees charged by your financial service provider.

PLEASE NOTE IN ADVANCE THAT ALL THE PAYMENTS OF THE FEES PROVIDED FOR BY THESE TERMS ARE NOT REFUNDABLE. YOU ARE SOLELY RESPONSIBLE FOR THE BALANCE OF YOUR WALLETS CONNECTED TO YOUR ACCOUNT.

Each party will be responsible, as required under applicable law, for identifying and paying all taxes and other governmental fees and charges (and any penalties, interest, and other additions thereto) that are imposed on that party upon or with respect to the transactions and payments under these Terms. All fees payable by you are exclusive taxes unless otherwise noted. We reserve the right to withhold taxes where required.

Scope of License

The App, all rights, titles, and interests in and to the Content (defined below) contained within the App, are owned and managed by us or our affiliates.

The App and text, graphics, information, images, drawings, trademarks, logos, videos, sounds, music, and other materials (collectively, – “Content”), as well as copyright and other intellectual property rights to such Content, belong to us or our affiliates or is included in the App with the consent of the relevant owners or rightsholders.

THE TERM “CONTENT” DOES NOT INCLUDE ANY MATERIALS THE USERS UPLOAD, OR OTHERTHLY PROVIDE TO US IN ANY MANNER, VIA THE APP.

Subject to your continuous compliance with these Terms, we grant you a limited, temporary, personal, non-exclusive, non-sublicensable, revocable, non-transferable, non-assignable, and worldwide license to access and use the App and Content via the device (-es) you lawfully own or control, in the manner provided for in these Terms.

We may provide upgrades, modifications, additions, or updates (collectively – “Updates”) to the App. By agreeing to these Terms and using the App, you agree to automatically receive such Upgrades. The terms of this license shall apply to any such Upgrades unless a separate license (-s) accompanies it. In case these Updates contain any paid offers, you will be notified about this, and you will have the option to decline such offers.

The Content, or any elements thereof, shall not be used in any manner without the relevant prior written consent of Bonuz, the relevant owner (-s), or rightsholder (-s), including in any manner that is not provided herein.

Under this license, you shall not:

• sell, lease, rent, license, sublicense, or otherwise distribute the App and Content;

• copy, decompile, disassemble, translate, or reverse engineer the App and Content, in whole or in part;

• reproduce, publish, transmit, write, or develop any derivative intellectual property objects, make an attempt to derive the source code of the relevant App and its Updates;

• avoid, bypass, remove, deactivate, impair, descramble, or otherwise circumvent any technological measure on the protection of the App and Content implemented by us or any of our providers or any other third party;

• use the App and Content for sending spam, opt-in or unsolicited email, port scanning, scanning for open proxies or open relays, attacking in any way, shape, or form any other computer or network;

• use the App and Content for illegal purposes or in any manner that is not provided under the license;

• access the App in order to build a similar or competitive application, services, or software;

• use any metatags or other “hidden text” using Bonuz name or trademarks, logo, or our Content;

• use any manual or automated software, devices, or other processes (including “spiders” or other data mining tools) to “scrape” or download data from the App;

• change, remove, or delete any of the ownership notices, copyright marks, trademarks, service marks, or other proprietary rights notices incorporated in or accompanying the App and Content.

Your license to access and use the App and Content shall be automatically revoked if you violate these Terms. We reserve all rights not expressly stated in these Terms.

We will enforce our intellectual property rights and use any remedy available under the applicable law.

User Content

You own and are solely responsible for any software, applications, files, and other materials that you upload to or via your Account, disclose or distribute using the Account, or use in any other manner via the App (“User Content”).

Please note that your User Content shall not contain:

• any confidential, privileged, or private information belonging to others, including non-public information about an individual, company, or entity that you do not have the right to transmit, publish, or possess for any reason;

• any material that violates the privacy or publicity rights of others or infringes or misappropriates any intellectual property rights;

• anything sexually explicit, obscene, libelous, defamatory, threatening, harassing, abusive, or hateful;

• anything embarrassing or offensive to another person or entity;

• anything that would give rise to criminal or civil liability; or

• anything that encourages conduct that constitutes a criminal offense.

You are solely responsible for all data and information provided or uploaded by you to or via the App, whether publicly posted or privately transmitted, its accuracy and completeness.

We are not an agent for any of your User Content uploaded to the Account, disclosed or distributed using the Account, or used in any other manner via the App.

WE DO NOT REVIEW, SCREEN, EDIT, OR MONITOR SOFTWARE OR THE OTHER CONTENT THAT ARE MADE AVAILABLE BY THE USERS.

WE ARE NOT INVOLVED IN ANY TRANSACTION BETWEEN USERS THEMSELVES AND BETWEEN THE USERS AND ANY THIRD PARTIES THAT MAY BE ACCESSED OR REDIRECTED TO BY OR VIA THE APP.

WE HAVE NO CONTROL OVER THE ASSETS PURCHASABLE AND/OR ABLE TO RECEIVE VIA THE APP OR THEIR QUALITY, TRUTH, ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS.

Where it is necessary for the App, by submitting any User Content to or via the App, you grant us a worldwide, non-exclusive, transferable, royalty-free, fully paid-up, perpetual, irrevocable right and license, without further notice to you, to use to the extent necessary for the App functioning and publicly display such User Content for our business, marketing, and promotional purposes.

At our sole discretion, the terms of cooperation between us and the particular user shall be governed by a separate agreement (contract).

Your Feedback

We appreciate any of your feedback and comments on the App or your experience of its use (collectively, – “Feedback”).

Please stay on topic. We reserve the right to remove Feedback that is clearly off-topic. We also may remove Feedback that contains abusive, vulgar, offensive, racist, threatening or harassing content, personal attacks of any kind, or offensive terms that target specific individuals or groups. We reserve the right to remove spam, fake news and any other content which is not related in any way to the use of the App. We may remove content that contains personal information or any other kind of information (whether your own or someone else’s) that is not related to your experience with the App.

Please note that by submitting the Feedback to us directly or via any platform or social media, you:

• grant us a worldwide, nonexclusive, royalty-free, perpetual, revocable, transferable, assignable, and sub-licensable (through multiple tiers) license and right to copy, reproduce, use, modify, adapt, distribute, publish, translate, create derivative works from, distribute, and publicly display, including online, such Feedback on our website (-s), social media account (-s), our marketing, advertising, or any other informational communication (-s) distributed via email or otherwise, and in any other media (-s), including for marketing and advertising purposes, and otherwise exploit such Feedback regardless of when and in what manner you provided it. You grant us the right to use and refer to the name or username that you submit in connection with such Feedback. For this reason, we ask that you not submit any Feedback or delete any existing one that you do not wish to license to us as set herein;

• agree and acknowledge that you are solely responsible for the information in your Feedback;

• represent and confirm that you were not asked, instructed, or commissioned to submit fake or misleading reviews and endorsements or misrepresent your experience with our services;

• represent and warrant that the use of your Feedback does not violate any third party’s rights;

• expressly release and discharge us, our affiliates, sublicensees, successors, and assignees from all liability, claims, and demands arising out of or in any way connected to our exercise of the rights granted under the license provided herein, including without limitation, any liability based on rights of publicity, invasion of privacy and other civil rights, moral rights, and copyright infringement.

Please, contact us to request to refrain from or discontinue our use of your Feedback at any time.

The Feedback appearing on our website (-s), social media account (-s), and marketing, advertising, and other communication (-s) reflects the individual experience of those who have used our App. We do not claim, nor should the reader assume, that any individual experience recounted is typical or representative of what any other user might experience.

Prohibited Purposes and Activities

You are prohibited from using the App to conduct the following prohibited activities and facilitate the following prohibited purposes:

• initiation, facilitation, promotion, development, or participation in any other manner in any actions that are offensive by their nature, such as a promotion in any way racial or ethnic offenses, bigotry, hatred, physical harm of any kind against any group or individual, animal cruelty;

• support, promotion, or sharing of the information that is false, misleading, or promotes illegal activities or conduct that is abusive, threatening, obscene, defamatory, libelous, or physical violence or encourages conduct that would be considered a criminal offense or bring forth civil liability;

• promotion of the violent, repulsive, or hateful content, or content that contains, shares, or promotes misinformation, aggression, terrorism, spam, or misleading;

• promotion of the content that causes or can cause a destructive social impact, crimes, felonies, or misdemeanors, or interference in the work of any public authorities, commercial, non-profit or any other entities, social, political, or legal processes (including any political manipulations);

• promotion of the content that leads or can lead to the violation of any applicable laws, regulations, or third party’s rights;

• initiation, facilitation, promotion, development, or participation in any other manner in bullying, harassment, or threatening another individual;

• displaying or promotion of the pornographic or sexually explicit material of any kind, including underage;

• promotion of sex-related entertainment, escort services, or other services that may be interpreted as providing sexual acts in exchange for compensation;

• promotion of unauthorized advertising, solicitations, contests, sweepstakes, barter, and pyramid schemes;

• demonstration of nude bodies, offensive gestures and motions.

We are entitled to but are not obliged to, and are not responsible for, control of the purposes of your use of the App.

Please note that if we find you violating these provisions, we are entitled to apply any measures and legal remedies we see applicable and reasonable in such cases.

Specific Restrictions

To the extent compliant with applicable laws and regulations, we are entitled to restrict and not provide any service or access to any of our products, including the App, to persons, both natural and legal ones, if so required for compliance with the terms and conditions of the sanctions (including, but not limited to the embargoes or any other restrictions) imposed by the authorities of the United States of America, the European Union, or the United Arab Emirates.

In the provided cases, we are entitled not to engage in any business with companies owned by or affiliated with the mentioned person (-s).

Risks and Warnings

In brief:

• Bonuz is a software provider and does not custody, control, or manage user funds or assets in any manner whatsoever.

• We are not responsible for your outcomes or any loss you incur.

BY INSTALLING THE APP, YOU DECLARE AND CONFIRM THAT YOU ARE DULY INFORMED, AWARE OF, AND HAVE NO CLAIMS, DEMANDS, OR OBJECTIONS TO THE PROVIDED IN THIS SECTION BELOW.

Bonuz is a software provider and does not custody, control, or manage user funds or assets in any manner whatsoever. The App may enable access to an online, decentralized, and autonomous protocol and environment, and associated decentralized networks, that are not controlled by Bonuz.

We do not have access to your private key and cannot initiate a transfer of virtual currency or any other crypto-assets or otherwise access your virtual currency, any other crypto-assets, or your wallet. We are not responsible for any activities that you engage in when using your wallet or connecting any other of your wallets inside the App. You understand and agree that all cryptocurrency exchanges provided through the App are executed by third-party providers and that we do not itself directly exchange virtual currencies.

NEVER STORE YOUR PRIVATE KEY IN NON-SECURE SYSTEMS (E.G. EMAIL). NEVER SHARE YOUR PRIVATE KEY WITH ANYONE. NEVER TAKE A SCREENSHOT OF YOUR PRIVATE KEY. WE WILL NEVER ASK YOU TO DISCLOSE YOUR PRIVATE KEY.

Opportunities

WE ARE NOT YOUR ADVISOR OR FIDUCIARY. WE ARE NOT A BANK, FINANCIAL INSTITUTION OR CONSULTING FIRM AND DO NOT PROVIDE INVESTMENT, TAX, CONSULTING OR FINANCIAL ADVICE OR ANY RELATED SERVICES.

WE ARE SOLELY CONTRACTUAL SERVICE PROVIDER AS A TECHNOLOGY CONDUIT BY WHICH YOU MAY ACCESS CERTAIN CRYPTO-ASSETS (FUNGIBLE AND NON-FUNGIBLE) AND RELATED FINANCIAL RETURNS, RISKS, AND OUTCOMES, INCLUDING, WITHOUT LIMITATION, THOSE DERIVED FROM THIRD-PARTY PROVIDERS OF STAKING, YIELD FARMING, MINING, AND LIQUIDITY POOL OPPORTUNITIES (COLLECTIVELY, – “OPPORTUNITIES”).

WE DO NOT OWN, CONTROL, OVERSEE, OR HAVE RESPONSIBILITY FOR THE OPPORTUNITIES YOU ACCESS. ACCORDINGLY, WE ARE NOT RESPONSIBLE FOR YOUR OUTCOMES OR ANY LOSS YOU INCUR.

YOU DECIDE WHICH OPPORTUNITIES ARE APPROPRIATE FOR YOU. YOU BEAR THE BENEFITS AND RISKS OF YOUR DECISIONS AND THOSE OPPORTUNITIES. YOU MUST NOT RELY ON US FOR THE PERFORMANCE OF THOSE OPPORTUNITIES YOU CHOOSE. YOU SHOULD NOT RELY ON OUR NEWS FEED, SOCIAL MEDIA POSTS, INFORMATIONAL MATERIALS, OR OTHER PUBLISHED INFORMATION AS SUCH. THEY ARE EDUCATIONAL AND INFORMATIONAL IN NATURE AND THEY DO NOT CONSTITUTE FINANCIAL OR ANY OTHER ADVICE.

CRYPTOCURRENCIES AND RELATED ACTIVITIES ARE HIGHLY VOLATILE AND CONSTITUTE HIGH-RISK ACTIVITIES. THE COMPARATIVELY GREATER RETURNS DERIVED FROM SUCH ACTIVITIES COMPARED TO TRADITIONAL BANK DEPOSITS REFLECT THE GREATER RISKS YOU ACCEPT, INCLUDING COUNTERPARTY CREDIT RISK, SYSTEMIC AND OPERATIONAL RISKS, FRAUD RISK, HACKING, RUG PULLS, SMART CONTRACT BASED RISKS AND CRYPTOCURRENCY AND PROJECT RISKS. YOU SHOULD NOT UNDERTAKE UNLESS YOU ARE ABLE TO WITHSTAND THE LOSS OF ALL OF YOUR DEPLOYED FUNDS AND ASSETS.

WE DO NOT VOUCH FOR, RECOMMEND, OR PROVIDE ANY ADVICE AS TO THE SECURITY, RISKS, OR RETURNS OF ANY OPPORTUNITY AVAILABLE VIA THE APP, OR THE RISKS RELATED TO SUCH OPPORTUNITIES.

WE DO NOT SANCTION, RECOMMEND OR APPROVE OF ANY OPPORTUNITY MERELY BECAUSE WE LINK TO IT VIA THE APP. SUCH LINKAGES ARE DETERMINED BASED ON OPERATIONAL AND TECHNICAL ISSUES AND DO NOT CONNOTE OUR ASSESSMENT OR APPROVAL OF SUCH THIRD-PARTY OPPORTUNITIES. YOU SHOULD SEEK INDEPENDENT LEGAL, INVESTMENT, TECHNOLOGICAL AND TAX ADVICE REGARDING ALL OF YOUR DECISIONS.

Third-Party Websites and Services

In brief:

• The App contains or may depend on links to other websites and services.

• We are not responsible for the content, functions, and services offered through third-party websites or services.

PLEASE NOTE THAT SOME FUNCTIONALITY OF THE APP, SUCH AS A NON-CUSTODIAL WALLET SOLUTION, IS PROVIDED BY THIRD-PARTY PROVIDERS AND THIRD-PARTY INTEGRATIONS.

The App contains or may depend on links to other websites, services, or solutions. Also, the App may incorporate or may provide access to the services, solutions, applications, or materials that are hosted by the third party (-ies).

Please pay close attention and note that the links to the websites, web platforms, services, and any other solutions of the third parties are provided to us directly or indirectly by them. Therefore, we can not control the correctness, validity, actuality, or quality of such links in any other manner of such links. If any questions or acquisitions related to the links arise, please contact these parties directly.

PLEASE NOTE THAT IF YOU MADE A PURCHASE FROM THE OTHER USER OR ANY THIRD PARTY, INCLUDING USING THE APP, PLEASE ADDRESS YOUR REFUND REQUEST TO THE SELLER.

The access and use of the other websites and services we own or manage are subject to the relevant terms of service (or equivalents) published on such websites and services and are not governed by these Terms.

The access and use of the other websites, services, or solutions that we do not control are governed by third parties and do not fall under these Terms.

We are not responsible for the content, functions, and services offered through third-party websites or services, any results of their use, and for any loss, damage, or other liabilities incurred as a result of your use of such websites, services, solutions, and their content or functions. We do not control the features available or accessed through them.

WE EXPRESSLY DISCLAIM ANY RESPONSIBILITY OR LIABILITY FOR ANY MATERIAL COMMUNICATED BY SUCH THIRD PARTIES AND FOR ANY LOSS OR DAMAGE INCURRED AS A RESULT OF THE USE THEREOF.

The App includes but is not limited to the services or solutions of the third-party vendors and providers listed below with their corresponding terms of service (or equivalents):

• Alchemy Insights, Inc (link)

• Zerion Inc. (link)

• Silota Research and Development Inc. (link)

• MoneyMaple Tech LTD (link)

• Circle Internet Financial, Limited (link)

• Biconomy (link)

• Torus Labs Pte Ltd. (link)

• Bonuz Inc. (link)

• XY Finance (link)

• Airfill Prepaid AB (link)

• Big Dream Ventures B.V. (link)

• Transak Inc / Light Technology Ltd (link)

• Moon Pay PTE LTD / MoonPay USA LLC (link)

• 1inch (link)

Warranties and Disclaimers

In brief:

• The App and Content are provided to you “as is” and “as available.”

• We do not promise that the App and Content will function uninterruptedly as provided in these Terms and disclaim all other warranties regarding the App and Content.

• If the App’s software malfunctions, we will make every commercially reasonable effort to resume its correct operation.

The App and Content are provided to you “as is” and “as available.”

By accessing the App, you declare and confirm that you are duly informed, aware of, and have no claims, demands, or objections that any of your activity is conducted at your own risk and any use of the App, Content, software and/or Opportunities available via the App is conducted solely at your own discretion and under your sole responsibility.

Also, we shall not be liable for any actions or inactions, decisions, or all other consequences resulting from the mentioned software and/or Opportunities available via the App. You use the App on your own initiative and are solely responsible for compliance with local laws applicable to you.

TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES CONCERNING THE APP, ITS FUNCTIONALITY, CONTENT, SOFTWARE AND/OR OPPORTUNITIES AVAILABLE VIA THE APP, AND ANY INFORMATION PUBLISHED IN THE APP, INCLUDING, WITHOUT RESTRICTIONS, WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE, MERCHANTABILITY, AND NON-INFRINGEMENT OF INTELLECTUAL PROPERTY RIGHTS OF THIRD PARTIES OR OTHER RIGHTS, AS WELL AS ANY WARRANTIES ARISING FROM THE COURSE OF DEALING OR TRADE USAGE.

We make no promises or guarantees regarding the accuracy, usefulness, reliability, and correctness of the App and the Content and information included or published there.

We do not warrant that the operation of the App will be uninterrupted or secure, that any defects will be corrected, or that they will be free of viruses or other harmful elements.

We do our best to keep your data safe and secure and maintain the App’s functionality. However, the App may be unavailable for various factors beyond our control, including emergencies, third-party service failures, hacker attacks, transmission, equipment or network problems or limitations, interference, and signal strength, and may be interrupted, refused, limited, or curtailed.

We are not responsible for data loss or the inability to use the App or Content caused due to the above.

YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT WE, OUR AFFILIATES AND OUR RESPECTIVE LICENSORS EXPRESSLY DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR ANY WARRANTIES OF TITLE AND/OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE APP WILL MEET YOUR REQUIREMENTS OR THE OPERATION OF THE APP WILL BE CORRECTED. FURTHERMORE, WE PROVIDE NO WARRANTY THAT ANY COMPUTER HARDWARE OR SOFTWARE WILL NOT BE DAMAGED BY THE SOFTWARE OR ANY DATA YOU RECEIVE USING THE APP. YOU ASSUME THE ENTIRE RISK OF DOWNLOADING, COPYING, OPERATING AND USING THE SOFTWARE AND ITS FUNCTIONALITY.

FROM TIME TO TIME, WE MAY OFFER NEW “BETA” FEATURES OR TOOLS WITH WHICH ITS USERS MAY EXPERIMENT. SUCH FEATURES OR TOOLS ARE OFFERED SOLELY FOR EXPERIMENTAL PURPOSES, WITHOUT ANY WARRANTY OF ANY KIND, AND MAY BE MODIFIED OR DISCONTINUED AT COMPANY’S SOLE DISCRETION. THE COMPANY DOES NOT GUARANTEE AVAILABILITY OF THE SERVICES WHEN YOU WISH TO USE THEM.

WE ARE NOT LIABLE, AND YOU AGREE NOT TO SEEK TO HOLD US LIABLE, FOR THE CONDUCT OF THIRD PARTIES ON OR ACCESSED VIA THE APP, INCLUDING THE USE OF THIRD-PARTY PROVIDERS ’ SOFTWARE AND OR SERVICES. THE RISK OF INJURY FROM THE USE OF SUCH THIRD-PARTY SOFTWARE AND SERVICES RESTS ENTIRELY WITH YOU.

Indemnification

In brief:

• If you violate these Terms, misuse the App, or violate any applicable law or third party’s rights, you agree to indemnify and defend us.

You agree to defend, indemnify and hold harmless us, our affiliates, our subcontractors, or any other team members, vendors, and all other counterparties, from and against all claims, responsibility, damages, losses, and expenses, including reasonable legal and accounting expenses, arising from:

• any breach by you of any of these Terms;

• your use/misuse of the App, any Opportunity received via the App; or

• any violation by you of applicable law (-s), third party’s intellectual property or other rights, any agreement or terms with a third party to which you are subject.

We reserve the right to handle our legal defense however, we see fit, including instances when you indemnify us. Therefore, you agree to cooperate with us to execute our legal strategy.

Limitation of Liability

In brief:

• We are not liable for any loss or damage caused by your use or inability to use the App or Content, and any software, services, solutions, or Opportunities received via the App or otherwise arising under these Terms.

• We are not liable for any consequences of the implementation and application of the software, services, solutions, or Opportunities received via the App in your personal or business activities.

Our Liability

To the fullest extent permitted under the applicable law, we shall not be held responsible if any information, materials, or Content is available through the App or any typographical errors or omissions in the text or other materials.

IN NO EVENT SHALL WE, OUR AFFILIATES, OUR SUBCONTRACTORS, OR ANY OTHER TEAM MEMBERS, VENDORS, AND ALL OTHER COUNTERPARTIES, BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR INCIDENTAL DAMAGES, INCLUDING LOST PROFITS, LOSS OF DATA, OR DAMAGE TO PROPERTY, RELATED TO THE USE OR INABILITY TO USE THE APP OR CONTENT.

WE, OUR AFFILIATES, OUR SUBCONTRACTORS, OR ANY OTHER TEAM MEMBERS, VENDORS, AND ALL OTHER COUNTERPARTIES SHALL NOT BE LIABLE FOR DAMAGE CAUSED BY THE USE OF INFORMATION OBTAINED THROUGH THE APP OR CONTENT, AS WELL AS AS A RESULT OF ERRORS, DEFECTS, AND INTERRUPTIONS IN THE APP, EVEN IF WE WERE NOTIFIED OF SUCH DAMAGE.

We are not liable for any results of your implementation and application of the software, services, solutions, or Opportunities received via the App in your personal or business activities.

The provision of this subsection shall be applied to the fullest extent permitted by applicable law.

If any part of the provision of this subsection is found to be invalid or unenforceable for any reason or if we are otherwise found to be liable to you in any manner, then we shall be liable to you only for the real direct documented damages sustained you due to use of the App and due to our fault while our aggregate liability for all claims under such circumstances for liabilities shall not exceed the amount of USD 1,000.00 (one thousand U.S. dollars).

IN NO EVENT SHALL YOU SEEK OR BE ENTITLED TO INJUNCTIVE OR OTHER EQUITABLE RELIEF, NOR SHALL YOU BE ENTITLED TO ENJOIN OR RESTRAIN THE OPERATION OR EXPLOITATION OF THE APP, ADVERTISING, OR OTHER MATERIALS ISSUED IN CONNECTION WITH THE APP, OR ANY CONTENT DISPLAYED THROUGH THE APP.

Your liability

You agree to be liable for your compliance with these Terms while accessing or using the App.

Force Majeure

In brief:

• We are released from liability in the cases of force majeure.

We shall not be in default of any obligation under the Terms if the failure to perform the obligation is due to any event beyond our reasonable control, that is unforeseeable, the occurrence and effect of which are unavoidable and insurmountable (including, without limitation, power failures, internet failures, dislocating servers, DDoS attacks, hacking attacks, viruses, natural disaster, other acts of God, war, riot, insurrection, epidemic or pandemics (as declared by the World Health Organization), strikes, or other organized labor action, terrorist activity, or other events of a magnitude or type for which precautions are not generally taken in the industry).

Applicable Law and Jurisdiction

In brief:

• The laws of the United Arab Emirates govern these Terms.

• We hope to resolve all the issues by amicable means, but if a serious dispute arises between us, it must be resolved at the Dubai International Arbitration Centre.

These Terms shall be exclusively governed by and construed under the laws of the United Arab Emirates, excluding its rules on conflict of laws.

Except where prohibited by applicable law, and without limitation to any statutory rights of consumers, you agree that any dispute, conflict, claim, or controversy directly or indirectly arising out of in connection with or relating to the App or these Terms, including, without limitation, those relating to its validity, its construction, or its enforceability shall be resolved through amicable negotiations directly with our team following the principles of good faith and cooperation.

If we cannot reach a consensus through negotiations, the dispute shall be settled exclusively in the Dubai International Arbitration Centre, subject to its Arbitration Rules, with the applicable substantive law of the United Arab Emirates. The number of arbitrators shall be one. The seat of arbitration shall be Dubai, the United Arab Emirates. The language to be used in the arbitration shall be English. The use of the appropriate means of virtual communication including video conferencing is preferable.

All claims shall be brought within one (1) year after the claim arises, except to the extent that a more extended period is required by applicable law.

TO THE EXTENT ALLOWED BY THE APPLICABLE LAW, YOU AGREE THAT ANY PROCEEDINGS TO SETTLE ANY DISPUTE UNDER THESE TERMS SOLELY ON AN INDIVIDUAL BASIS AND THAT YOU WILL NOT SEEK TO HAVE ANY DISPUTE HEARD AS A CLASS ACTION, A REPRESENTATIVE ACTION, A COLLECTIVE ACTION, A PRIVATE ATTORNEY-GENERAL ACTION, OR IN ANY PROCEEDING IN WHICH YOU ACT OR PROPOSES TO ACT IN A REPRESENTATIVE CAPACITY. YOU FURTHER AGREE THAT NO ARBITRATION, MEDIATION, LITIGATION, OR PROCEEDING WILL BE JOINED, CONSOLIDATED, OR COMBINED WITH ANOTHER ARBITRATION, MEDIATION, LITIGATION, OR PROCEEDING WITHOUT OUR PRIOR WRITTEN CONSENT.

YOU HEREBY WAIVE ANY CONSTITUTIONAL AND STATUTORY RIGHTS TO SUE IN COURT AND HAVE A TRIAL IN FRONT OF A JUDGE OR A JURY.

Electronic Communications

By installing the App and providing us with your contact information, you understand and agree that we may send you recommendations and information via email regarding, without limitation:

• your use of the App, Content, or Account;

• updates of the App, terms of our services, and these Terms; or

• payments, transactions, and cancellations under these Terms.

Note, however, that some email messages may be more “commercial” in nature than others, as they may advertise our services or offers we believe you may be interested in. You may unsubscribe from receiving these emails from us by following the instructions provided in such communications.

You can read more about the rules of personal data processing in our Privacy Notice.

Termination

In brief:

• To terminate this agreement with us, you have to delete your Account (if any) and stop accessing and using in any manner the App.

• We are entitled to delete your Account or terminate your access to the App if you violate these Terms or in cases provided herein

The Terms remain in full force and effect for so long as you access or use the App unless terminated earlier.

All provisions of the Terms which by their nature should survive termination of Services will do so

Termination by Us

We reserve the right at our sole discretion to modify, suspend, or discontinue the App, and any Content, features, services or offers available via the App at any time. You agree that we shall not be liable to you or any third party should any of the preceding occur.

We reserve the right to take whatever lawful actions we may deem appropriate in response to actual or suspected violations of these Terms, including, without limitation, the suspension, cancellation, or termination of your license (in whole or in particular part) and access to the Account, App, and Content.

We can cooperate with legal authorities or third parties to investigate any suspected or alleged crime or civil wrong.

Termination by You

You may terminate this agreement by deletion your Account (if any) and stopping accessing and using it in any manner the App. If you terminate this agreement, all permissions and licenses provided to you under these Terms will immediately terminate.

Miscellaneous

We reserve the right to transfer our rights and obligations under these Terms to a third party, but this will not affect your rights or our obligations under these Terms.

Your rights and obligations hereunder, shall not be assigned, subcontracted, delegated, or otherwise transferred by you without our prior written consent.

Any waiver or failure to enforce any provision of the Terms on one occasion will not be deemed a waiver of any other provision or of such provision on any other occasion.

We reserve the right to modify these Terms at any time at our sole discretion. If material changes affect your use of the App, we’ll notify you before the changes’ effective date via the App or otherwise at our sole discretion. If you continue to use the App, you agree to the updated version of these Terms.

If any provision of these Terms is recognized unlawful, void, or unenforceable by a relevant authority, the remaining provisions will remain valid and enforceable. Our failure to exercise or enforce any right under these Terms shall not be construed as a waiver of such right.

A printed version of these Terms shall be admissible in judicial or administrative proceedings based on or relating to the use of the App to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

About Us

Name BONUZ TECHNOLOGY DMCC License Number DMCC-826733 Registration Number DMCC191690 Address Unit No: ALMAS-48-CV44, ALMAS Tower, Plot No: JLT-PH1-A0, Jumeirah Lakes Towers, Dubai, United Arab Emirates Email Hello (@) bonuz. tech– for general inquiries Hello (@) bonuz. tech – for privacy inquiries

Our support team is happy to assist you. Please note that we may not respond to offensive emails or messages. We kindly ask you to be polite during your communication with us.

Also, our support schedule is Monday-Friday, 10 AM – 6 PM GMT+4.

PLEASE NOTE THAT OUR CUSTOMER SERVICE REPRESENTATIVES ARE NOT AUTHORIZED TO BIND US OR TO CONTRAVENE THESE TERMS. WE EXPRESSLY DISCLAIM ANY LIABILITY FOR INFORMATION PROVIDED BY OUR CUSTOMER SERVICE REPRESENTATIVES THAT GOES BEYOND OR CONTRADICTS THE INFORMATION PROVIDED HEREIN.