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The best self-custodial Bitcoin wallet for 2026

Hold, send, and swap BTC with no seed phrases and no gas headaches. Hacken audited 10/10. Available on iOS and Android.

Self-Custodial · No Seed Phrases · Hacken Audited 10/10 · 24 Languages

Bonuz self-custodial Bitcoin wallet showing BTC balance and send screen on iPhone
🔒 Hacken Audited (10/10)🔐 Halborn & NCC Group Verified📋 SOC 2 Type II⚡ ERC-4337 Smart Accounts🔗 WalletConnect v2
★★★★★ 4.8 on App Store·24 Languages·11+ Blockchains·Hacken Audit Score: 10/10

Bitcoin for everyone. In every language.

The bonuz app is available in 24 languages — so you can manage your Bitcoin in the language you think in.

العربيةالعربية简体中文简体中文繁體中文繁體中文EnglishEnglishEspañolEspañolفارسیفارسیFilipinoFilipinoFrançaisFrançaisDeutschDeutschहिन्दीहिन्दीIndonesiaIndonesia日本語日本語한국어한국어MelayuMelayuPolskiPolskiPortuguêsPortuguêsРусскийРусскийKiswahiliKiswahiliไทยไทยTürkçeTürkçeاردواردوTiếng ViệtTiếng ViệtYorùbáYorùbáisiZuluisiZulu

Why bonuz is the Bitcoin wallet people actually keep using

Most Bitcoin wallets force you to choose: simple but custodial, or self-custodial but complicated. bonuz removes that tradeoff entirely.

bonuz is a self-custodial Bitcoin wallet built on MPC (Multi-Party Computation) technology, which means your private key is never stored in one place — it's split into encrypted shares across multiple secure environments. You get full ownership of your Bitcoin without ever touching a seed phrase. Sign in with your email, and your wallet is ready in about 15 seconds.

Unlike browser-extension wallets that only work with one chain, bonuz supports native Bitcoin alongside 11+ networks including Ethereum, Solana, Base, BNB Chain, Polygon, Arbitrum, and Avalanche. You can hold BTC in the same wallet as your ETH, SOL, stablecoins, and NFTs — one app, one interface, one login.

Sending Bitcoin is as simple as scanning a QR code or pasting an address. Swapping BTC for other tokens happens inside the app through integrated DEX aggregators that find the best rates across 1inch, Uniswap, PancakeSwap, Jupiter, and LI.FI. You can even buy Bitcoin directly with Apple Pay, Google Pay, or a credit card through regulated third-party providers.

bonuz was designed for the regions where Bitcoin matters most. Available in 24 languages — from Arabic and Hindi to Yoruba and Kiswahili — the app is built for real global adoption, not just Silicon Valley. Whether you're in Lagos, Istanbul, São Paulo, or Dubai, bonuz gives you the same powerful, simple Bitcoin wallet.

Security isn't an afterthought. bonuz smart contracts scored a perfect 10/10 from Hacken. Key infrastructure is audited by Halborn and NCC Group. The platform holds SOC 2 Type II certification. And at the app level, you're protected by Face ID, a sending PIN, auto-lock, and MFA — all without seed phrases.

Need more than one Bitcoin wallet? bonuz lets you create unlimited wallets from the same social login. Separate wallets for savings, spending, and trading — all managed from one account, all self-custodial, all without ever needing to back up another seed phrase.

bonuz Bitcoin wallet available in 24 languages across LATAM, MENA, Africa, and Asia

Why bonuz is the best Bitcoin wallet

✅

True Self-Custody

You own your Bitcoin. bonuz cannot access your keys or funds — ever.

🔑

No Seed Phrases

MPC-powered security. No 12 words to lose. Sign in with email and you're set.

⚡

Fast BTC Swaps

Swap Bitcoin for any supported token through integrated DEX aggregators — 1inch, Uniswap, PancakeSwap, Jupiter, and LI.FI.

🌍

24 Languages

Manage your Bitcoin in Arabic, Hindi, Portuguese, Kiswahili, and 20 more.

🔒

Face ID + Sending PIN

Biometric unlock plus a separate PIN for every outgoing transaction.

📱

iOS, Android & Web

One wallet, every platform. Your BTC goes where you go.

Set up your Bitcoin wallet in 3 steps

📧
1

Sign In

Email, Google, or Apple ID. That's it. No seed phrases, no complicated setup. About 15 seconds.

💰
2

Get Bitcoin

Buy BTC with Apple Pay, Google Pay, or a card. Or receive BTC from another wallet.

🚀
3

You're Live

Hold, send, swap, or explore. Your Bitcoin, your keys, your rules.

bonuz wallet feature overview showing multi-chain token dashboard with Bitcoin and other crypto assets

Everything you need for Bitcoin — and beyond

Send / Receive BTC

QR Payments

HD Wallet Architecture

Smart-Account Security (ERC-4337)

Multi-Chain Token Dashboard

Fast BTC Swaps

Buy with Card / Apple Pay / Google Pay

WalletConnect v2

DEX Aggregation

Gasless Ecosystem Actions (quests, bonuz ID, rewards)

How bonuz compares

FeaturebonuzMetaMaskTrust WalletZengo
Self-Custodial✅ Yes✅ Yes✅ Yes✅ Yes
No Seed Phrase✅ MPC❌ 12-word SRP❌ 12-word SRP✅ MPC
Native Bitcoin✅ Yes✅ Yes (Dec 2025)✅ Yes✅ Yes
Multi-Chain✅ 11+ chains✅ ~14 native chains✅ 100+ chains⚠️ ~8 chains + 4 L2s
Built-in DEX✅ 5 aggregators✅ MetaMask Swaps✅ Yes✅ Yes
Fiat On-Ramp✅ Mercuryo, MoonPay✅ Card, Apple/Google Pay, PayPal✅ Yes✅ MoonPay, Banxa
Sponsored Gas✅ Core ecosystem actions❌ No⚠️ FlexGas on select networks❌ No
App Languages✅ 24⚠️ Multiple⚠️ 8+⚠️ 3 (EN, FR, ES)
Mobile App✅ iOS + Android✅ iOS + Android + Extension✅ iOS + Android + Extension✅ iOS + Android + Desktop
Security Audit✅ Hacken 10/10⚠️ No public score⚠️ No public score✅ Annual third-party audits
Unlimited Wallets✅ Via one social login✅ Multiple accounts✅ Multiple wallets✅ Multiple wallets (Pro)

Based on publicly available information as of February 2026. Features may have changed. bonuz is not affiliated with the wallets listed.

Your Bitcoin. Your Keys. Your Rules.

Not your keys, not your Bitcoin. With bonuz, they're always yours.

bonuz is self-custodial by design. That means bonuz — the company — cannot access, freeze, or move your Bitcoin. Nobody can. Your keys, your rules.

How your keys are protected:

Your private key is secured with MPC/TSS (Multi-Party Computation / Threshold Signature Scheme) technology. Instead of storing your key as one piece — like a seed phrase on a piece of paper — bonuz splits it into encrypted shares distributed across multiple secure environments. No single share is enough to access your wallet. This is the same approach used by institutional custody platforms, adapted for everyday use. The MPC infrastructure is powered by Web3Auth, trusted by over 50 million users globally.

Under the hood, bonuz combines two layers of cryptographic security: MPC protects the root key at rest, while HD (Hierarchical Deterministic) derivation generates all your wallet addresses using standard BIP39/BIP44 paths. For Bitcoin, this means your addresses follow the industry-standard m/84'/0'/0' derivation — fully compatible with the broader Bitcoin ecosystem. You get institutional-grade key protection and standards-compliant wallet generation in one seamless package.

Independently audited. Independently verified.

WhatAuditorResult
Smart contractsHacken10/10 score
Key infrastructureHalborn & NCC GroupVerified
Operational securitySOC 2 Type IICertified

App-level protection — four layers:

🔒Auto-Lock

Wallet locks automatically after a configurable idle timer

👤Face ID / Biometrics

Biometric unlock to open the app

🔢Sending PIN

A separate PIN required before any outgoing transaction is signed

🔐MFA

Optional multi-factor authentication for additional account security

Frequently Asked Questions

Everything you need to know about bonuz and Bitcoin

Is bonuz a self-custodial Bitcoin wallet?
Yes. bonuz is fully self-custodial, meaning you — and only you — control your private keys and your Bitcoin. bonuz cannot access, freeze, or move your funds. Your wallet is secured with MPC (Multi-Party Computation) technology powered by Web3Auth, which splits your private key so it's never stored whole in any single place. This gives you the security of self-custody without the complexity of managing seed phrases.
Does bonuz support real Bitcoin (BTC), not wrapped Bitcoin?
Yes. bonuz supports native Bitcoin (BTC) on the Bitcoin network. You can hold, send, and receive real BTC — not a wrapped or tokenized version. You can also hold Bitcoin alongside tokens on Ethereum, Solana, Base, BNB Chain, Polygon, Arbitrum, Avalanche, and other supported networks, all within one wallet.
Do I need to manage seed phrases to use bonuz?
No. bonuz eliminates seed phrases entirely. Instead of relying on 12 or 24 random words that you have to write down and store safely, bonuz uses MPC/TSS (Threshold Signature Scheme) key technology. Your private key is split into encrypted shares distributed across multiple secure environments. You sign in with your email, Google, or Apple ID — and your wallet is ready. If you lose your phone, you sign in again on a new device. No seed phrase to lose, no single point of failure.
Is bonuz safe to use for Bitcoin?
bonuz takes security seriously at every level. Smart contracts are audited by Hacken with a perfect 10/10 score. Key infrastructure is verified by Halborn and NCC Group. The platform holds SOC 2 Type II certification for operational security. At the app level, you're protected by Face ID or biometric unlock, a separate sending PIN for every transaction, configurable auto-lock, and MFA support. bonuz uses the same Web3Auth MPC infrastructure trusted by over 50 million users globally.
Can beginners use bonuz as a Bitcoin wallet?
Absolutely. bonuz is designed so that anyone can set up a Bitcoin wallet in about 15 seconds. There's no crypto jargon to learn, no seed phrases to manage, and no complicated setup process. Sign in with your email, and your wallet is ready. The interface is clean, human-friendly, and available in 24 languages. If your grandmother can use a regular app, she can use bonuz.
Can I send and receive Bitcoin using QR codes?
Yes. bonuz supports QR code payments for Bitcoin and all other supported tokens. You can generate a QR code for your wallet address to receive BTC, or scan someone else's QR code to send. This makes in-person Bitcoin transactions fast and error-free — no need to copy and paste long wallet addresses.
Does bonuz support Bitcoin swaps?
Yes. You can swap Bitcoin for other supported tokens directly inside the bonuz app. bonuz integrates multiple DEX aggregators — including 1inch, Uniswap, PancakeSwap, LI.FI, and Jupiter — to find the best rates across networks. You can also bridge assets between chains without leaving the app.
Is bonuz only a Bitcoin wallet?
No. While bonuz is an excellent Bitcoin wallet, it's a multi-chain wallet that supports 11+ blockchain networks including Ethereum, Solana, Base, BNB Chain, Polygon, Arbitrum, Avalanche, and more. You can manage Bitcoin alongside all your other crypto assets, NFTs, and tokens in one place. bonuz also includes features like bonuz ID (your on-chain social profile), WalletConnect v2 for dApp access, and real-world rewards through quests and events.
Which languages does the bonuz Bitcoin wallet support?
The bonuz app is available in 24 languages: Arabic, Chinese (Simplified), Chinese (Traditional), English, Farsi, Filipino, French, German, Hindi, Indonesian, isiZulu, Japanese, Kiswahili, Korean, Malay, Polish, Portuguese, Russian, Spanish, Thai, Turkish, Urdu, Vietnamese, and Yoruba. The bonuz website is available in approximately 60 languages for broader accessibility.
Is bonuz an exchange or investment platform?
No. bonuz is a self-custodial wallet application, not a centralized exchange or investment platform. You hold your own keys and your own assets. bonuz does not provide financial advice, manage portfolios, or offer investment products. The app provides tools to store, send, receive, and swap crypto — the decisions are entirely yours.
Is bonuz free to use as a Bitcoin wallet?
Yes. bonuz is free to download and free to use. There is no subscription, no premium tier, and no hidden fees from bonuz itself. Standard blockchain network fees (gas fees) apply when making on-chain transactions, but bonuz sponsors gas for many core ecosystem actions through account abstraction (ERC-4337), making many interactions gasless.
Can I buy Bitcoin in bonuz using Apple Pay, Google Pay, or a credit card?
Yes. bonuz integrates regulated third-party fiat on-ramp providers — including Mercuryo, MoonPay, and other regulated providers — so you can buy Bitcoin and other crypto directly in the app using Apple Pay, Google Pay, Visa, or Mastercard. KYC requirements depend on the provider, your region, and transaction size. For smaller amounts, minimal or no KYC may be required.
What happens if I lose my phone?
Your Bitcoin is safe. Because bonuz uses MPC key technology instead of seed phrases, your wallet is tied to your login credentials — not to a specific device. If you lose your phone, simply download bonuz on a new device, sign in with the same email or social account, and your wallet is restored with all your assets. No seed phrase recovery needed.
Can I export my private keys or seed phrases from bonuz?
bonuz uses MPC (Multi-Party Computation) architecture, which means your private key is never stored as a single, exportable entity. Instead, it's split into encrypted shares across multiple secure environments. This design is intentional — it eliminates the risk of a single point of failure. While you cannot export a traditional seed phrase, your assets remain fully self-custodial and always under your control.

Also explore

Download bonuz — Hacken Audited, User Approved

Your self-custodial Bitcoin wallet. No seed phrases. Free on iOS and Android.

Download bonuz self-custodial Bitcoin wallet app for iOS and Android

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bonuz is a self-custodial wallet application, not a centralized exchange or investment platform. Nothing on this page constitutes financial advice. Cryptocurrency is volatile and carries risk. Always do your own research. Fiat purchases are processed by regulated third-party providers. bonuz does not process fiat payments directly.